Free 20-page guide · Instant download
The Buyer's Guide.
What to know before you buy in the Okanagan: getting pre-approved, the real costs of buying in BC, choosing a neighbourhood, writing a strong offer and getting from conditions to keys.
What's inside
Seven steps, start to keys.
Written for first-time buyers, move-up families and people relocating to West Kelowna and the Central Okanagan.
Get pre-approved
Know your real number first, how the stress test works, and why it makes your offers stronger.
Decide what you want
Location, home type, and your must-haves versus deal-breakers, with a quick-start worksheet.
Choose the right agent
What a buyer's agent does for you, and why it usually costs you nothing.
Search the smart way
Custom searches, homes that never make it online, and what to know about new builds.
Make a smart offer
Price, deposit, subjects and dates, and how to win in a multiple-offer situation.
Conditions and inspection
What an inspection finds by age of home, and how to respond when something comes up.
Closing day
Legal paperwork, funds, insurance and the moving checklist that keeps the day calm.
Ownership and BC rules
Freehold, leasehold and strata, Westbank First Nation leasehold, PTT exemptions, FHSA and more.
Costs and glossary
What it really costs to buy, a plain-language glossary, and a moving-day toolkit.
General information only. Tax rules, exemptions and thresholds change; confirm your situation with your lawyer or notary, mortgage professional and the Government of British Columbia.
Why I wrote it
Buy with your eyes open.
- Honest advice, including the drawbacks of a home
- Specific to West Kelowna and the Central Okanagan
- Plain language, with the questions buyers actually ask me
- Free, with no obligation
Ready to start looking? Book a buyer consultation.